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Need help choosing the best financing option?
Contact our advisors for personalized guidance, or apply for financing. We’ll help you every step of the way so you can get your project done without financial stress.

Get approved when others say no.
Turns Financing offers a “second look” financing option for customers with less-than-perfect credit. Whether you’ve been turned down elsewhere or just need a more flexible payment solution, Turns can help you move forward with your HVAC, electrical, or plumbing project.
Need help choosing the best financing option?
Contact our advisors for personalized guidance, or apply for financing. We’ll help you every step of the way so you can get your project done without financial stress.
Reach out to Whitney Services for expert guidance or to begin your application for plumbing, electrical, or HVAC financing.
Select Turns as your financing option if you’re looking for a second-chance or lease-to-own solution.
Fill out a secure online application. We’re here to assist you every step of the way.
Once your financing is approved, you can immediately schedule your installation or repair at a time that works best for you.
Receive the quality service from Whitney Services and pay your balance in comfortable monthly installments that fit your budget.
*Credits are valid for Whitney Services only.
At Whitney Services, we provide instant solutions without checking your credit. Get fast, easy financial help with no credit inquiry required. Approval isn’t based on your banking history.
Whitney Services provides Turns Financing to offer second-look financing solutions for homeowners who may not qualify through traditional lenders. With Turns Financing, Whitney Services helps customers with credit scores as low as 560 access HVAC, plumbing, and electrical upgrades without paying everything upfront. Turns Financing with Whitney Services includes flexible interest rates and even lease-to-own options to support families in Florida and Michigan.
Choosing Turns Financing with Whitney Services gives you access to financing programs designed for low and moderate credit scores. With interest rates ranging from 19.99% to 29.99%, Turns Financing through Whitney Services is ideal for those who need urgent home system repairs but don’t qualify for prime credit terms. Whitney Services ensures that your Turns Financing application is straightforward and handled with care.
Whitney Services makes Turns Financing available to provide more options for homeowners across Florida and Michigan. Whether you’re repairing your HVAC system or upgrading plumbing or electrical, Turns Financing through Whitney Services can help you move forward today—even with credit challenges. With flexible terms, lease-to-own options, and programs designed specifically for second-look financing, Turns Financing from Whitney Services ensures that no customer is left without a solution for their home comfort needs.
We will beat any competitor’s price!